1. Create Your Wallet
- Open ≡ → Settings → Telegram Wallet (or search for the @wallet bot).
- Tap Get started → Create wallet. The bot links a wallet to your Telegram account and shows you a seed phrase — write it down and store it offline.
- If TON Space is offered, enable it; this is a non-custodial mode with no bot access to your keys.
2. Top Up Your TON Balance
- P2P inside the wallet. Go to P2P, choose Buy TON, pick your currency and payment method (card, bank transfer). After you pay, coins land on your balance instantly; Telegram charges 0 % and the spread is already in the price.
- Bank card / Apple Pay / Google Pay. Open TON → Buy → amount. A partner gateway (Mercuryo, Wert, etc.) processes the payment; the 3–5 % fee is baked into the rate.
- External transfer. Tap Receive, copy the TON address and send coins from any exchange or wallet. Network fee in TON is < 0.02 TON.
Swap via xgram.io if you already hold other tokens
- Go to xgram.io.
- In the Swap form select, for example, USDT (ERC-20) → TON.
- Enter the amount, paste the address from your @wallet / Tonkeeper / Ton Space, and confirm the transaction in your EVM wallet (MetaMask, Trust Wallet, Phantom, etc.) or on an exchange.
- After the swap is processed, TON will arrive at your wallet address.
This route is handy if you keep funds on Ethereum or BSC and want to jump into the TON ecosystem without using P2P.
3. Network & Limits
- TON runs on its own blockchain — do not send it to ERC-20 or TRC-20 addresses.
- Card purchases usually start at about $30; on P2P you can find offers for as little as 5–10 TON.
- Without KYC the daily cap is roughly €900; basic verification raises it to about €10 000.
4. Spend or Cash Out TON
- Gifts Market. Buy or sell Telegram gifts for TON; 20 % sell fee, no lock-up.
- Swap. Exchange TON ↔ USDT/USDC inside the wallet, fee ≈ 0.4 %.
- Send to an exchange. Tap Send, paste your address on Gate, OKX, Bybit, etc.
- Sell via P2P. In the same section create a “Sell TON” ad and receive fiat to your card.
5. Security Tips
- Enable two-factor authentication in Telegram.
- Keep your TON Space seed phrase offline.
- In P2P check the seller’s rating and completion rate.
- Before paying with a card, make sure your bank allows crypto-related transactions.